*Earn 1% of the value of eligible purchases made with your One NZ dosh Visa Debit card in Phone Dollars. Everyday retail consumer purchases only, exclusions apply. Earn controls and conditions may be imposed. Phone Dollars added to your One Wallet by the seventh calendar day of each month. Offer may be withdrawn or amended. Dosh’s Phone Dollar Rewards Terms and General Terms & Conditions, and One NZ’s One Wallet Terms apply. 

^Min. $300,000 home loan and 1 year fixed term. You must keep your home loan with Dosh for 24 months from settlement. Offer available to new and refinancing Dosh customers. Only available once per customer. Offer may be withdrawn or amended. Phone Dollars provided and managed by One NZ. Phone Dollars added to your One Wallet on settlement. Dosh’s lending and eligibility criteria apply. Dosh’s Phone Dollar Rewards Terms and General Terms & Conditions, and One NZ’s One Wallet Terms apply. 

One Wallet: The Phone Dollars in your One Wallet can be redeemed in a One NZ store with an eligible One NZ Pay Monthly plan. Balance can be used towards a new phone purchase with a minimum value of $199, on a 24 or 36 month interest-free term. Minimum $99 deposit required and minimum $1 monthly interest free repayment over term. Maximum balance of $4,999 Phone Dollars. Balance savings evenly spread over the agreed interest-free term. Balance of phone cost must be repaid if you exit, transfer or trade-down your plan before the interest-free term expires. Redeeming is available to the account holder of the service and is subject to a credit check. Eligibility criteria and terms apply.

Dosh is not a registered bank. However, your funds are held at a NZ registered bank.