Payments | How to make a one off credit card payment

This page explains how to pay your bill via a one-off credit card payment.

Before you begin

If you don't have an automatic payment set up, you can click on the Pay now button to make a one-off credit card payment online.

Your account number and amount owing will pre-populate on the payment page.

You'll only ever see this Pay now link in the email sent from onenzbill@billing.one.nz with your monthly bill attached, and on the bill itself.

It will always direct you to the online payment page with the amount owing and your account number pre-populated.

Set up an automatic payments for hassle-free bill payments

    The available options differ based on the One NZ bank account name that appears on your bill.

    • A surcharge fee applies to all one-off credit and debit card payments, even if your card is registered. (It also applies to direct debits from credit and debit cards.)
    • The surcharge fee for Visa and MasterCard one-off payments is 1%, and the surcharge fee for American Express and JCB one-off payments is 2%
    • From 13 November 2025 a 1% surcharge fee will apply to Visa, MasterCard, American Express or JCB credit and debit cards when paying online by direct debit or one-off payments. This will be added to your total monthly bill and show as a single transaction on your card statement.

    How would you like to pay?

    You can also visit a NZ Post store to make payments.
    Please note, there may be a surcharge charged by NZ Post.

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